How much can I earn from lumpsum lending if I invest ₹5 lakhs?

Modified on Fri, 8 May at 2:01 PM

Your returns depend on the tenure and repayment type you choose.


Short-term:

5 months: ~12–15% returns

7 months: ~15–18% returns

Mid-term (14 months):

Monthly repayments: ~21–24% XIRR

Daily repayments: ~16–18% XIRR


Example:

If you lend ₹5,00,000 in a 14-month monthly repayment plan (21–24% XIRR), your estimated earnings after Platform fees and NPAs could be around ₹1,10,000 to ₹1,40,000, bringing your total maturity value to approximately ₹6.1L to ₹6.4L.


Actual returns may vary based on borrower repayments and portfolio performance. For a more precise estimate, you can use the Platform’s calculator